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Home › Govt. Schemes › Biju Swasthya Kalyan Yojana (BSKY) Odisha

Health Insurance Universal Odisha

🏥

Biju Swasthya Kalyan Yojana (BSKY) Odisha

Health & Family Welfare Dept, Odisha

₹5 lakh/year health cover for men; ₹10 lakh/year for women in Odisha — universal, no premium, smart card based

Aug 2018

Launch

96 Lakh+ families

Beneficiaries

⏱ Last updated: May 2026

📋

Overview & About

₹5 lakh/year health cover for men; ₹10 lakh/year for women in Odisha — universal, no premium, smart card based

BSKY provides near-universal health coverage to Odisha residents. Uniquely, women get double the coverage (₹10 lakh/year) compared to men (₹5 lakh/year). The scheme covers 96+ lakh ration card holding families with cashless treatment at government and private hospitals across India.

🏥 Key Facts

Women Cover ₹10 lakh/year

Men Cover ₹5 lakh/year

Premium Zero — completely free

🎁

Benefits

Women: ₹10 lakh cashless cover per year
Men: ₹5 lakh cashless cover per year
Valid at 200+ hospitals across India
1,800+ medical procedures covered
No premium, no enrollment fee
Smart card-based system

✅

Eligibility Criteria

All ration card holding families in Odisha
No income restriction for ration card holders

📄

Required Documents

Odisha Ration Card (NFSA)
Aadhaar Card

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How to Apply

1

Visit nearest government hospital or enrolment camp

2

Get BSKY smart card made (free)

3

Show smart card at empanelled hospital for cashless treatment

↗ Apply on Official Website

❓

Frequently Asked Questions

Why do women get higher coverage? ▾

Women get ₹10 lakh to account for maternity, gynaecological treatments and to encourage them to seek healthcare.

↗ Apply on Official Website

Ongoing

Jump to Section

Overview & About Benefits Eligibility Documents How to Apply FAQs

Quick Facts

Women Cover ₹10 lakh/year

Men Cover ₹5 lakh/year

Premium Zero — completely free

Need Help?

For queries, visit the official ministry website or call the helpline.

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