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HomeGovt. SchemesKerala Kudumbashree Mission
SHG women microfinance Kerala Kudumbashree
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Kerala Kudumbashree Mission

Kerala Local Self Government / State Poverty Eradication Mission
Award-winning women's self-help group network in Kerala — world's largest women's empowerment program with 5 million members.
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Overview & About

Award-winning women's self-help group network in Kerala — world's largest women's empowerment program with 5 million members.

Kudumbashree is India's — and arguably the world's — most successful women's self-help group (SHG) network, covering 5.4 million women in 300,000+ SHGs across Kerala. It provides microcredit, enterprise support, health, education, and social security through a three-tier system: Neighbourhood Groups → Area Development Societies → Community Development Societies.

Kudumbashree has won numerous national and international awards for poverty reduction and women empowerment.

Key Facts
State Kerala
Members 5.4 million women
SHGs 3,00,000+
Since 1998
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Benefits

  • Microcredit: internal savings + bank-linked loans up to ₹5,00,000
  • Enterprise support: collective farming, micro-enterprises, catering units
  • Social security: health, insurance, education for members' children
  • Government contracts preference for Kudumbashree enterprises
  • Skill training through 50+ vocational programs
  • Agali collective farming on government and private land

Eligibility Criteria

  • Any woman aged 18+ from a BPL or vulnerable family in Kerala
  • Must join or form a Neighbourhood Group (10–20 women)
  • Regular savings contribution (minimum ₹50/month)
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Required Documents

Aadhaar card, Ration card, Bank account, Photo, Neighbourhood Group membership form
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How to Apply

1
Contact local Ward Member or Kudumbashree CDS office
2
Join existing Neighbourhood Group or form a new one
3
Begin regular monthly savings
4
After 6 months, eligible for internal loans
5
After 1 year, eligible for bank-linked loans and enterprise support

Frequently Asked Questions

What is unique about Kudumbashree?
Kudumbashree's 3-tier structure (NHG→ADS→CDS) and its scale (54 lakh women) make it India's most successful women's empowerment network, often cited internationally as a model.
Can non-BPL women join Kudumbashree?
While the scheme targets vulnerable families, women from all economic backgrounds can join SHGs. Priority for benefits goes to BPL members.
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Quick Facts

State Kerala
Members 5.4 million women
SHGs 3,00,000+
Since 1998

Need Help?

For queries, visit the official ministry website or call the helpline.

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