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Home › Govt. Schemes › Maharashtra Mahatma Jyotirao Phule Jan Arogya Yojana

health insurance Maharashtra BPL Jyotirao Phule

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Maharashtra Mahatma Jyotirao Phule Jan Arogya Yojana

Maharashtra Health

State health insurance scheme for BPL and yellow ration card families in Maharashtra with ₹5 lakh coverage.

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Overview & About

State health insurance scheme for BPL and yellow ration card families in Maharashtra with ₹5 lakh coverage.

Mahatma Jyotirao Phule Jan Arogya Yojana (formerly Rajiv Gandhi Jeevandayee Arogya Yojana) provides comprehensive health coverage to yellow and orange ration card holders in Maharashtra. It covers all major illnesses and procedures including cancer, kidney failure, cardiac surgery, and organ transplants at empanelled hospitals across Maharashtra.

⚡ Key Facts

State Maharashtra

Coverage ₹5,00,000/year

Procedures 1,209 covered

Hospitals 1,000+

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Benefits

₹5,00,000 cashless treatment per family per year
Covers 1,209 procedures and 30 follow-up packages
Pre and post-hospitalization (3 days + 15 days)
Available at 1,000+ empanelled hospitals in MH
Ambulance charges covered
Works with Ayushman Bharat (combined ₹10 lakh)

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Eligibility Criteria

Yellow (Antyodaya) or Orange (BPL) ration card holders
Farmers in financial distress (added in 2017)
Journalists (added category)
Maharashtra domicile

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Required Documents

Yellow/orange ration card, Aadhaar, Family photo, MJPJAY health card (issued by hospital at admission)

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How to Apply

1

Obtain MJPJAY card at enrollment camps or CSC

2

Or directly present ration card at empanelled hospital

3

Hospital registers and initiates cashless treatment

4

Prior authorization for elective procedures (emergency: instant)

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Frequently Asked Questions

Does MJPJAY work with Ayushman Bharat together? ▾

Yes, MJPJAY and Ayushman Bharat are combined in Maharashtra — eligible families get ₹5 lakh from AB + ₹5 lakh from MJPJAY = ₹10 lakh total coverage.

What are the different colored ration cards in Maharashtra? ▾

Yellow: Antyodaya (poorest of poor), Orange: BPL families, White: APL families. Yellow and orange cards qualify for MJPJAY.

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Overview & About Benefits Eligibility Documents How to Apply FAQs

Quick Facts

State Maharashtra

Coverage ₹5,00,000/year

Procedures 1,209 covered

Hospitals 1,000+

Need Help?

For queries, visit the official ministry website or call the helpline.

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7th CPC · DA ~55% (approx, changes quarterly)
X=Delhi/Mumbai/Chennai · Excl. TA & NPS

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