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Home › Govt. Schemes › Mukhyamantri Yuva Swarozgar Yojana UP
Youth Self-Employment Loan Business Uttar Pradesh
💼

Mukhyamantri Yuva Swarozgar Yojana UP

Khadi & Village Industries / MSME Department, UP
₹25 lakh business loan + 25% subsidy (up to ₹6.25 lakh) for unemployed youth aged 18–40 in UP to start their own enterprise
2018
Launch
Unemployed youth 18–40
Beneficiaries
⏱ Last updated: May 2026
📋

Overview & About

₹25 lakh business loan + 25% subsidy (up to ₹6.25 lakh) for unemployed youth aged 18–40 in UP to start their own enterprise

Mukhyamantri Yuva Swarozgar Yojana aims to provide self-employment opportunities to educated unemployed youth in Uttar Pradesh. Under this scheme, eligible youth can get bank loans of up to ₹25 lakh for establishing manufacturing units and up to ₹10 lakh for service sector businesses, with a 25% government subsidy.

The scheme is administered by the Directorate of Industries (MSME) and covers a wide range of business activities.

💼 Key Facts
Max Loan (Mfg) ₹25 Lakh
Max Loan (Service) ₹10 Lakh
Subsidy 25% (max ₹6.25 lakh)
Age Limit 18–40 years
🎁

Benefits

  • Loan up to ₹25 lakh for manufacturing sector
  • Loan up to ₹10 lakh for service sector
  • 25% government subsidy on loan (max ₹6.25 lakh)
  • Loan at low interest rates through nationalized banks
  • Margin money assistance for SC/ST/women/disabled candidates
  • No collateral for loans up to ₹10 lakh
✅

Eligibility Criteria

  • Age: 18–40 years
  • Permanent resident of Uttar Pradesh
  • Minimum educational qualification: Class 8 pass
  • Should be unemployed (not in any regular employment)
  • Should not have availed any other government self-employment scheme benefit
  • SC/ST/Women/Disabled: relaxed criteria
📄

Required Documents

  • Aadhaar Card
  • Educational Certificates
  • Domicile Certificate
  • Caste Certificate (if applicable)
  • Detailed Project Report (DPR)
  • Bank Account Details
  • Passport size photos
  • Income Certificate
🚀

How to Apply

1
Visit diupmsme.upsdc.gov.in (Official MSME UP Portal)
2
Register online and fill in the application form
3
Prepare a detailed project report (DPR) for your business
4
Submit application with documents to District Industries Centre (DIC)
5
Application is verified and forwarded to bank
6
Bank sanctions loan after due diligence
7
25% subsidy is credited after first installment
❓

Frequently Asked Questions

What type of businesses are eligible? ▾
Manufacturing units, service enterprises, and trading businesses are all eligible. DIC will guide on eligible business categories.
Is the subsidy refundable? ▾
No, the 25% subsidy is a grant and does not need to be repaid, provided the business is maintained for the required period.

Quick Facts

Max Loan (Mfg) ₹25 Lakh
Max Loan (Service) ₹10 Lakh
Subsidy 25% (max ₹6.25 lakh)
Age Limit 18–40 years

Need Help?

For queries, visit the official ministry website or call the helpline.

📞 18001800888
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