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HomeGovt. SchemesMukhyamantri Yuva Swarozgar Yojana UP
Youth Self-Employment Loan Business Uttar Pradesh
💼

Mukhyamantri Yuva Swarozgar Yojana UP

Khadi & Village Industries / MSME Department, UP
₹25 lakh business loan + 25% subsidy (up to ₹6.25 lakh) for unemployed youth aged 18–40 in UP to start their own enterprise
2018
Launch
Unemployed youth 18–40
Beneficiaries
⏱ Last updated: May 2026
📋

Overview & About

₹25 lakh business loan + 25% subsidy (up to ₹6.25 lakh) for unemployed youth aged 18–40 in UP to start their own enterprise

Mukhyamantri Yuva Swarozgar Yojana aims to provide self-employment opportunities to educated unemployed youth in Uttar Pradesh. Under this scheme, eligible youth can get bank loans of up to ₹25 lakh for establishing manufacturing units and up to ₹10 lakh for service sector businesses, with a 25% government subsidy.

The scheme is administered by the Directorate of Industries (MSME) and covers a wide range of business activities.

💼 Key Facts
Max Loan (Mfg) ₹25 Lakh
Max Loan (Service) ₹10 Lakh
Subsidy 25% (max ₹6.25 lakh)
Age Limit 18–40 years
🎁

Benefits

  • Loan up to ₹25 lakh for manufacturing sector
  • Loan up to ₹10 lakh for service sector
  • 25% government subsidy on loan (max ₹6.25 lakh)
  • Loan at low interest rates through nationalized banks
  • Margin money assistance for SC/ST/women/disabled candidates
  • No collateral for loans up to ₹10 lakh

Eligibility Criteria

  • Age: 18–40 years
  • Permanent resident of Uttar Pradesh
  • Minimum educational qualification: Class 8 pass
  • Should be unemployed (not in any regular employment)
  • Should not have availed any other government self-employment scheme benefit
  • SC/ST/Women/Disabled: relaxed criteria
📄

Required Documents

  • Aadhaar Card
  • Educational Certificates
  • Domicile Certificate
  • Caste Certificate (if applicable)
  • Detailed Project Report (DPR)
  • Bank Account Details
  • Passport size photos
  • Income Certificate
🚀

How to Apply

1
Visit diupmsme.upsdc.gov.in (Official MSME UP Portal)
2
Register online and fill in the application form
3
Prepare a detailed project report (DPR) for your business
4
Submit application with documents to District Industries Centre (DIC)
5
Application is verified and forwarded to bank
6
Bank sanctions loan after due diligence
7
25% subsidy is credited after first installment

Frequently Asked Questions

What type of businesses are eligible?
Manufacturing units, service enterprises, and trading businesses are all eligible. DIC will guide on eligible business categories.
Is the subsidy refundable?
No, the 25% subsidy is a grant and does not need to be repaid, provided the business is maintained for the required period.

Quick Facts

Max Loan (Mfg) ₹25 Lakh
Max Loan (Service) ₹10 Lakh
Subsidy 25% (max ₹6.25 lakh)
Age Limit 18–40 years

Need Help?

For queries, visit the official ministry website or call the helpline.

📞 18001800888
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