Odisha Biju Swasthya Kalyan Yojana (BSKY)

Odisha Health & Family Welfare

Universal health coverage for all families in Odisha with ₹5 lakh/year for women and ₹5 lakh for men.

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Overview & About

Universal health coverage for all families in Odisha with ₹5 lakh/year for women and ₹5 lakh for men.

Biju Swasthya Kalyan Yojana provides universal health coverage to all families in Odisha. Women members get ₹10 lakh per year coverage (double the normal) as part of the state's women-first policy. The scheme covers all NFSA families plus additional families identified by state government.

⚡ Key Facts

State Odisha

Women Coverage ₹10,00,000/year

Others Coverage ₹5,00,000/year

Families Covered 96 lakh+

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Benefits

Women: ₹10,00,000 coverage per year
Other family members: ₹5,00,000 per year
Cashless treatment at 200+ hospitals (government + empanelled private)
Covers 949 procedures including cancer, transplant, cardiac
Medicines, diagnostics and ICU charges covered
No cap on number of claims in a year

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Eligibility Criteria

All NFSA ration card holders in Odisha
State government employees not eligible
No income restriction for NFSA families

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Required Documents

NFSA/state ration card, Aadhaar, BSKY smart card

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How to Apply

Collect BSKY smart card at Gram Panchayat or urban ward office

Or apply at Common Service Centre (CSC)

Bring ration card and Aadhaar

Smart card issued on the spot or within 1 week

Use at any empanelled hospital for cashless treatment

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Frequently Asked Questions

Why do women get double coverage in BSKY? ▾

Odisha government prioritizes women's health. Women face unique health challenges including maternal health, reproductive issues, and are often the last to seek treatment. Double coverage encourages timely treatment.

Is BSKY separate from Ayushman Bharat? ▾

Yes, BSKY is the state's own scheme. Odisha initially opted out of Ayushman Bharat to run BSKY with wider coverage. Both now operate together in Odisha.

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