🔴 LIVE

✦ SSC CGL 2026 – 17,727 Posts – Apply Now ✦ UPSC Civil Services 2026 – 1,056 Posts ✦ Railway RRB NTPC 2026 – 11,558 Vacancies ✦ IBPS PO 2026 – Apply Online ✦ SSC CHSL Result 2025 Declared ✦ NDA Admit Card 2026 Released ✦ PM Kisan 17th Installment Released ✦ SSC CGL 2026 – 17,727 Posts – Apply Now ✦ UPSC Civil Services 2026 – 1,056 Posts ✦ Railway RRB NTPC 2026 – 11,558 Vacancies ✦ IBPS PO 2026 – Apply Online ✦ SSC CHSL Result 2025 Declared ✦ NDA Admit Card 2026 Released ✦ PM Kisan 17th Installment Released

← All Schemes

Home › Govt. Schemes › Pradhan Mantri Fasal Bima Yojana (PMFBY)

Crop Insurance Farmers Agriculture Central Govt

🌾

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Ministry of Agriculture & Farmers Welfare

Crop insurance at just 1.5–5% premium for farmers — covers crop failure due to drought, flood, pest, hailstorm, and other calamities

Jan 2016

Launch

5.5 Cr+ farmers/year

Beneficiaries

⏱ Last updated: May 2026

📋

Overview & About

Crop insurance at just 1.5–5% premium for farmers — covers crop failure due to drought, flood, pest, hailstorm, and other calamities

PMFBY provides comprehensive risk insurance against crop failure due to non-preventable natural risks. Premium paid by farmers is capped at just 1.5% for Kharif crops, 2% for Rabi crops, and 5% for annual commercial/horticultural crops. The remaining premium is shared between central and state governments.

Claims are settled based on crop cutting experiments (CCE) data and satellite/drone technology for faster assessment.

🌾 Key Facts

Kharif Premium 1.5%

Rabi Premium 2%

Portal pmfby.gov.in

🎁

Benefits

Premium: only 1.5% (Kharif), 2% (Rabi), 5% (commercial crops)
Coverage: sowing failure, standing crop losses, post-harvest losses (up to 14 days)
Also covers losses due to localised calamities (landslide, hailstorm, inundation)
Technology-based faster claim settlement
Claims paid directly to bank account

✅

Eligibility Criteria

All farmers growing notified crops in notified areas
Both loanee and non-loanee farmers eligible
Compulsory for KCC (Kisan Credit Card) loanee farmers (can opt out)
Voluntary for non-loanee farmers

📄

Required Documents

Kisan Credit Card (KCC) or bank loan papers
Land records / Khatauni
Aadhaar Card
Bank account details
Sowing certificate

🚀

How to Apply

1

Visit nearest bank or Common Service Centre (CSC)

2

Fill PMFBY enrollment form before cut-off date (varies by state/season)

3

Submit land records + Aadhaar

4

Premium deducted from KCC account or paid separately

5

Policy document + certificate issued

6

In case of crop loss: inform bank/insurance company within 72 hours

↗ Apply on Official Website

❓

Frequently Asked Questions

Is PMFBY mandatory? ▾

For farmers with Kisan Credit Card (KCC) loans, it is compulsory but you can opt out. For non-loanee farmers it is voluntary.

How do I report crop loss? ▾

Inform your bank/insurance company or nearest agriculture office within 72 hours of crop damage.

↗ Apply on Official Website

Ongoing

Jump to Section

Overview & About Benefits Eligibility Documents How to Apply FAQs

Quick Facts

Kharif Premium 1.5%

Rabi Premium 2%

Portal pmfby.gov.in

Need Help?

For queries, visit the official ministry website or call the helpline.

📞 1800-200-7710

Date of Birth As on Date

0

Years

0

Months

0

Days

OBC +3yr | SC/ST +5yr | PwD +10yr

Width (px)

Height (px)

Quality: 80%

Free PDF tools for exam preparation:

🔗 Merge PDFs ✂️ Split PDF 🗜️ Compress PDF 🔒 Lock / Unlock 🖼️ PDF to Images 📄 Images to PDF

Pay Level (7th CPC) City Type (for HRA)

7th CPC · DA ~55% (approx, changes quarterly)
X=Delhi/Mumbai/Chennai · Excl. TA & NPS

ATS Resume Builder

Marks & % Calculator

Typing Speed Test

Resume / Bio-Data Maker