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Home › Govt. Schemes › Pradhan Mantri Awas Yojana – Gramin (PMAY-G)

Housing Rural BPL Central Govt

🏠

Pradhan Mantri Awas Yojana – Gramin (PMAY-G)

Ministry of Rural Development

₹1.20–1.30 lakh financial assistance to build pucca houses for rural homeless & kutcha house dwellers

2016

Launch

2.95 Cr families

Beneficiaries

⏱ Last updated: May 2026

📋

Overview & About

₹1.20–1.30 lakh financial assistance to build pucca houses for rural homeless & kutcha house dwellers

PMAY-G aims to provide 'Housing for All' in rural areas by 2024. Beneficiaries receive ₹1.20 lakh (plain areas) or ₹1.30 lakh (hilly/difficult areas) plus 90–95 person-days of unskilled labour under MGNREGS and ₹12,000 for toilet construction under Swachh Bharat Mission.

Beneficiary selection is done through Socio-Economic Caste Census (SECC) 2011 data and Gram Sabha verification. Payments are made directly to beneficiary's bank account in installments linked to construction progress.

🏠 Key Facts

Grant (Plain) ₹1.20 Lakh

Grant (Hills/NE) ₹1.30 Lakh

Portal pmayg.nic.in

🎁

Benefits

₹1.20 lakh for plain areas; ₹1.30 lakh for hilly/NE/difficult areas
90–95 days MGNREGS wages for construction labour
₹12,000 for toilet under Swachh Bharat Mission
Loan facility up to ₹70,000 at subsidised rates
Online progress tracking through AwaasSoft portal

✅

Eligibility Criteria

Houseless families or living in 0/1 room kutcha house
Must be in SECC 2011 priority list
Must not own any permanent house in India
SC/ST, minorities, widows, disabled, ex-servicemen given priority

📄

Required Documents

Aadhaar Card (all adult family members)
Bank Account (linked to Aadhaar)
Job Card (MGNREGS)
SECC inclusion proof
Land ownership / allotment letter

🚀

How to Apply

1

Check name in Awaas+ app or pmayg.nic.in beneficiary list

2

Gram Sabha finalises the beneficiary list

3

BDO/District officer approves and sanctions

4

₹1st instalment released to bank account upon sanction

5

2nd instalment after roof slab; 3rd after completion

↗ Apply on Official Website

❓

Frequently Asked Questions

Who selects beneficiaries? ▾

Beneficiaries are selected based on SECC 2011 data and verified/prioritised by Gram Sabha.

Is the grant an interest-free loan? ▾

No, the grant (₹1.20/1.30 lakh) is a non-refundable subsidy. Additional loan of up to ₹70,000 is available separately.

↗ Apply on Official Website

Ongoing

Jump to Section

Overview & About Benefits Eligibility Documents How to Apply FAQs

Quick Facts

Grant (Plain) ₹1.20 Lakh

Grant (Hills/NE) ₹1.30 Lakh

Portal pmayg.nic.in

Need Help?

For queries, visit the official ministry website or call the helpline.

📞 1800-11-6446

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