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Home โ€บ Govt. Schemes โ€บ Uttarakhand Mukhyamantri Swarojgar Yojana
self-employment mountains youth Uttarakhand loan
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Uttarakhand Mukhyamantri Swarojgar Yojana

Uttarakhand MSME
Self-employment loan scheme for unemployed youth in Uttarakhand with capital subsidy to set up small businesses.
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Overview & About

Self-employment loan scheme for unemployed youth in Uttarakhand with capital subsidy to set up small businesses.

CM Swarojgar Yojana helps hill youth in Uttarakhand to start their own businesses rather than migrating to cities. The scheme provides subsidized loans with 25% capital subsidy for setting up enterprises in manufacturing, services, and tourism sectors. Special focus on mountain-appropriate businesses like adventure tourism, handicrafts, and herbal products.

โšก Key Facts
State Uttarakhand
Max Loan โ‚น25,00,000
Subsidy 25% on project cost
Focus Hill-appropriate businesses
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Benefits

  • Loan up to โ‚น25,00,000
  • 25% capital subsidy (max โ‚น6.25 lakh)
  • Low interest: 4โ€“6% per annum
  • Repayment: 5โ€“7 years
  • Special focus on eco-tourism, herbal, handicrafts
  • Mentoring by SIDCUL (State Industrial Corp)
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Eligibility Criteria

  • Uttarakhand resident aged 18โ€“40 years
  • Minimum Class 10 pass
  • Not in employment
  • Annual income below โ‚น3,00,000
  • Priority to hill districts youth
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Required Documents

Aadhaar, Residence certificate, Educational certificate, Project report, Income certificate, Bank account
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How to Apply

1
Apply at District Industries Centre (DIC)
2
Submit business plan
3
DIC screening committee evaluation
4
Loan sanctioned through bank
5
Subsidy released after 6 months operation
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Frequently Asked Questions

What types of businesses are encouraged in Uttarakhand hills? โ–พ
Adventure tourism, organic farming, herbal product processing, handloom & wool crafts, homestays, and eco-tourism are specially encouraged.
Can women apply for this scheme? โ–พ
Yes, women applicants from Uttarakhand are eligible and receive priority with additional 1% interest subsidy.
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Quick Facts

State Uttarakhand
Max Loan โ‚น25,00,000
Subsidy 25% on project cost
Focus Hill-appropriate businesses

Need Help?

For queries, visit the official ministry website or call the helpline.

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