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HomeGovt. SchemesWest Bengal Swasthya Sathi Scheme
health insurance universal West Bengal Swasthya Sathi
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West Bengal Swasthya Sathi Scheme

WB Health & Family Welfare
Universal health coverage scheme for all families in West Bengal providing cashless treatment up to ₹5 lakh.
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Overview & About

Universal health coverage scheme for all families in West Bengal providing cashless treatment up to ₹5 lakh.

Swasthya Sathi is West Bengal's flagship health scheme providing cashless treatment up to ₹5 lakh per family per year at empanelled hospitals. Unlike Ayushman Bharat which is restricted to BPL families, Swasthya Sathi covers ALL families in West Bengal regardless of income. The smart card is in the woman's name.

Key Facts
State West Bengal
Coverage ₹5,00,000/year
Card Holder Woman of the family
Eligibility All WB families (no income bar)
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Benefits

  • ₹5,00,000 cashless treatment per family per year
  • Covers 1,600+ procedures
  • Smart health card issued in woman's name
  • Pre and post-hospitalization coverage
  • No income restriction — all WB families
  • Covers government + empanelled private hospitals

Eligibility Criteria

  • Any family residing in West Bengal
  • No income restriction
  • Head of family or woman must have Voter ID or Aadhaar
  • Must apply for Swasthya Sathi card
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Required Documents

Voter ID or Aadhaar, Family photo, Residence proof, Mobile number
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How to Apply

1
Duare Sarkar camps or district health office
2
Submit documents and family details
3
Biometric data recorded
4
Smart card issued within 2–3 weeks
5
Use card at any empanelled hospital

Frequently Asked Questions

Can we use Swasthya Sathi outside West Bengal?
The scheme primarily covers hospitals within West Bengal. Some empanelled hospitals in neighboring states are also covered for emergency treatment.
Why is the card in the woman's name?
To empower women and ensure they control family health decisions. The woman is the 'Swasthya Sathi' (health companion) for her family.
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Quick Facts

State West Bengal
Coverage ₹5,00,000/year
Card Holder Woman of the family
Eligibility All WB families (no income bar)

Need Help?

For queries, visit the official ministry website or call the helpline.

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